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I scheduled a trip to Banff Canada just before the pandemic. Travel to Canada was restricted when our travel date was nearing and we were unable to get into the Canada from the US. When this was explained to Travel Guard they stated we would have to cancel our reservation for them to look at the claim. We canceled our reservation and they denied our claim although their policy clearly states that "Sickness or Injury of an Insured, Traveling Companion or Family Member traveling with the Insured, which results in medically imposed travel restrictions" Coronavirus is definitely a medically imposed restriction on our travel to Canada. Expedia recommends Travel Guard, they have our money and they refuse to help in any way. This reservation was for a 20th wedding anniversary and was over $2500.00. I can provide complete documentation of all correspondence. DO NOT USE EXPEDIA OR THEIR WARRANTY COMPANY.