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I was able to get my refund back from expedia. I did purchase the protection plan thinking I can cancel anytime but that was not the case. So anyhow, I wanted my money back, told expedia that yes it's a medical reason that's why I am trying to cancel my ticket. They sent me forms to fill out by the doctor. I went to go see a doctor, told doctor that I fell trying to work around the yard, hurt my hip, leg and stiffness at other few body parts. While he was examining me, I did mention about me traveling and how I cant travel now bc of this incident. Doctor was more than happy to fill out the form for me. I faxed the forms to expedia and they gave me my money back.