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What is the point of purchasing Walmart's protection plan if you won't accept a simple exchange when a product develops a defect less than 90 days from the purchase? I have receipts and purchased additional protection, but I have to jump through hoops and wait for the d@mn thing to ship across the ocean and back. If I could return it to the store and exchange it, I wouldn't have to be without my TV for a month and a half while we wait for it to get back from China. Additional charge for no additional service? No thank you.