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Went to return about $200 worth of clothes I bought online with my ON cc and was unaware they changed the return policy from 90 days to 45- I was about a week over go figure. They said they could give me the amount that the items were currently being priced at but would be mailed to me as a check. I lucked out and got a good amount back but I'm really hoping it's not in the form of store credit so I can use it towards my cc bill for the things I kept/ money I lost out on.