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Thought I would add my experience hope it helps because I came to this site also wondering when my return would go back on my card. I made a purchase on 4/18 at Ross with my debit card. Ended up returning 1 of the items yesterday on 4/19 at around 5pm. This morning I checked and nothing in my account, just recently I checked again at 2pm and it shows deposited and available in my account. So for me it did not take long. I assume if a credit card was used maybe it would take longer?