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Walmarts refund policy does stink - the gift card instead of cash if you don't have a receipt however, when purchasing any electronic, the cashier will ask if you want the additional warranty for a minimal $ amount. It's worth it to purchase that so if there is a problem with your item, you can return it for a refund or replacement. I've done this a couple times and it works like a charm. Only had 1 problem which they made good on. I don't like the fact that you can't get cash back for an item that was clearly purchased there.