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Two lessons I have learned about TJMAXX store credit cards aka gift cards:<br /> <br /> 1) if you are paying with more than one store credit cards and are told &quot; it has $0 balance&quot; and you know it's not so, make them slide all of their used up gift cards until they find yours.<br /> <br /> 2) they don't destroy gift cards. They reuse them. If they loose your card in a pile, no one will replace the loss.<br /> <br /> Here is my story:<br /> When I went to make a purchase I had two store credit cards. Cashier told me that one of them had $0 balance. I knew it had money on it for sure. I asked them to slide it again. Zero balance again. Days later I found my prove. Went back to the store, told them my story, felt that they look at me as if I'm making the story up. Finally when I told them that there are $24.84 of unclaimed money, cashier called the manager. Manager listened, then asked if I called the store right away. I told her I didn't. She said that they &quot;destroy&quot; gift cards with $0 balance. However it's NOT TRUE, for if they did, I'd had a chance to get my $ back. But my card was used again for a returned of $3 and couple of weeks later a happy Custer found that there's $27 instead of $3.<br /> Now all they can tell me is &quot; sorry, there is nothing we can do&quot;